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Home Equity

We Currently Offer two programs.

Call us at (916) 386-1418 or (800) 332-1418 for more information.

Fixed-Rate Equity

Never worry about rising interest rates with our Fixed-rate Home Equity Loans.

Terms up to 180 months (15 years)

Low Competitive Interest Rates

No points charged

Financing up to 80% CLTV²

Home Equity Loan Special

Borrowing against the equity you have in your home couldn't be easier!

  Fixed rate as low as 4.99% APR*

Borrow from $10,000 to $49,999

Finance up to 100% of your CLTV²

Terms from 60 to 84 month

$1,050.00 in fees waived¹

Refinance Your Mortgage

We are here to walk you through the process.

Call our Main Branch at (916) 386-1418 with any questions you may have.

If you are ready to get started.

Added Benefits

 No matter what your reason may be:

Lower Interest Rate

Lower Monthly Payments

Consolidate Debt

Cash out for Home Improvements

*APR - Annual Percentage Rate

1- Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If the loan is fully paid off within thirty-six months of opening, there will be $1,050.00 in waived fees charged. Representative example: For a $40,000 Short-term Home Equity Loan with an 84-month term at 4.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $565.17 for 83 months, with a final payment of $565.02. Rates are subject to change without notice.

2-Combined Loan to Value

California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.