Get a sense of the costs of buying a home with our monthly mortgage calculator.
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Your Trusted Mortgage Experts You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re looking to refinance an existing loan or take out an Equity Loan, our professionally trained staff of Mortgage Advisors are ready to help.
Home Equity
Making your home work for you.
We Currently Offer two programs.
Fixed-Rate Equity
Never worry about rising interest rates with our Fixed-rate Home Equity Loans.
·Terms up to 180 months (15 years)
· $50,000 to $250,000
·Financing up to 80% LTV¹
·Low Competitive Interest Rates
No-Fee Home Equity Loan Special
Borrowing against the equity you have in your home couldn't be easier!
·Fixed rate as low as 5.99% APR*
·Borrow from $25,000 to $49,999.
·Finance up to 100% of your equity.
·Terms from 60 to 84 months.
·NO closing costs - fees waived.
Refinance Your Mortgage
We are here to walk you through the process. Call our Main Branch at (916) 386-1418 with any questions you may have. If you are ready to get started.
Added Benefits
·No matter what your reason may be
·Lower Interest Rate
·Lower Monthly Payment
·Consolidate Debt
·Cash out for Home Improvements
*APR - Annual Percentage Rate 1- Closing costs paid by lender include credit report, document preparation, title and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If the loan is fully paid off within thirty-six months of opening, there will be $750.00 in waived fees charged. Representative example: For a $40,000 Short-term Home Equity Loan with an 84-month term at 5.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $584.27 for 83 months, with a final payment of $583.52. Rates are subject to change without notice. 2-Loan to Value
California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.