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Home Equity - Making your home work for you.

We Currently Offer two programs.

Fixed-Rate Equity

Never worry about rising interest rates with our Fixed-rate Home Equity Loans.

·         Terms up to 180 months (15 years)

·         $50,000 to $250,000

·         Financing up to 80% LTV¹

·         Low Competitive Interest Rates

No-Fee Home Equity Loan Special

Borrowing against the equity you have in your home couldn't be easier!

·         Fixed rate as low as 4.99% APR*

·         Borrow from $25,000 to $49,999.

·         Finance up to 100% of your equity.

·         Terms from 60 to 84 months.

·         NO closing costs - fees waived.

Refinance Your Mortgage

We are here to walk you through the process.

Call our Main Branch at (916) 386-1418 with any questions you may have.

If you are ready to get started.

Added Benefits

·         No matter what your reason may be

·         Lower Interest Rate

·         Lower Monthly Payment

·         Consolidate Debt

·         Cash out for Home Improvement

*APR - Annual Percentage Rate
1- Closing costs paid by the lender include credit report, document preparation, title, and similar fees that are customary and reasonable to a standard Home Equity Loan transaction. If the loan is fully paid off within thirty-six months of opening, there will be $750.00 in waived fees charged. For example: a $40,000 Short-term Home Equity Loan with an 84-month term at 4.99% APR*, funded with a first payment due date set at 30 days from the origination date, the payment would be $565.17 for 83 months, with a final payment of $565.02. Rates subject to change without notice.
2-Combined Loan to Value

California Community Credit Union is an Equal Housing Lender. NMLS #: 685477.